Strange. In Australia, the pension (read, social security) is means tested. This can lead to other types in inequity, but usually means those that most need it, get it. Superannuation is compulsory, and that is what is meant to fund our retirement – particularly those of Gen X age or younger. I don’t think your lawyer fellow would be entitled to the pension down here. Both my parents are well into their 70s, still working, and neither claim (or are possibly even entitled to) the pension.